WeGive Guides
Interchange Rates for Nonprofit and Church Credit Card and Debit Card Processing
Interchange Rates
Charities & Churches
Card Brand Rates
These are the most recently published rates, subject to change by the card brands.
VisaDebit Cards
0.05%
+
$0.22
1.45%
+
$0.15
0.90%
+
$0.15
Credit Cards
1.35%
+
$0.05
2.00%
+
$0.10
1.45%
+
$0.10
1.43%
<
$1,200
2.05%
<
$4,000
2.70%
>
$4,000
Church Average?
This is an example of an average card brand mix for the card processing at a Church.
0.85% Average Rate with a $200 average transaction size
0.85% Average Rate with a $200 average transaction size
Debit Cards
43%
6%
1%
Credit Cards
25%
13%
2%
10%
Nonprofit Average?
This is an example of an average card brand mix for the card processing at a Nonprofit Organization.
0.87% Average Rate with a $150 average transaction size
0.87% Average Rate with a $150 average transaction size
Debit Cards
36%
8%
2%
Credit Cards
30%
12%
2%
10%
+ Feature Specific
Pay-as-you-Go
Event Management & P2P Events
2% Fee or Tipping On
Fundraisers (crowdfunding)
Free
Peer-to-Peer Fundraisers
2% Fee or Tipping On
Pledges and Matches
Free
Corporate Matching
2% Fee or Tipping On
Live Auctions
Free
WeGive Premium
Event Management & P2P Events
1% + 99¢ ($5 Cap)/Registrant
Fundraisers (crowdfunding)
Free
Peer-to-Peer Fundraising
0.5% + 50¢ ($5 Cap)/Donation
Pledges and Matches
Free
Corporate Matching
0.5% + 50¢ ($5 Cap)/Match
Live Auctions
Free
Included with Plans
CRM Integrations
CHMS Integrations
Accounting Integrations
Analytics Integration
Recurring Plan Transfer
Local Phone Number
Custom Domain Hosting
Custom Email Addresses
Supporter Segmentation
Supporter Journey Templates
Pay-as-you-Go
1 Included
1 Included
1 Included
1 Included
Included
Included
Included
Unlimited
Included
Included
Included with Plans
CRM Integrations
CHMS Integrations
Accounting Integrations
Analytics Integration
Recurring Plan Transfer
Local Phone Number
Custom Domain Hosting
Custom Email Addresses
Supporter Segmentation
Supporter Journey Templates
WeGive Premium
Unlimited
Unlimited
Unlimited
Included
Included
Included
Included
Unlimited
Included
Included
What About ACH and Bank Login?
ACH is a direct bank-to-bank payment rail. This payment rail typically costs payment facilitators a flat fee per transaction and often times a large gateway fee as well. Software providers will typically mark this fee up or even charge a percent rate for it.